What Is SumUp Terminal? Built-In Printer and 4G in Norway

SumUp Terminal is a standalone payment terminal that brings everything together in one device. It has its own touchscreen, a built-in receipt printer and its own mobile network (4G) with WiFi as backup - so you need neither a phone, a tablet nor fixed internet to take a payment and print a receipt on the spot. You pay 1,49 % per payment, with no monthly fee and no lock-in, and you are up and running straight out of the box.

This guide explains what SumUp Terminal actually is, what the built-in receipt printer and 4G connection mean in practice, how it differs from the cheaper Solo Lite and the larger SumUp Register point-of-sale system, what it costs to run, and which businesses it suits best - so you know whether Terminal is the right payment terminal for you before you buy.

What SumUp Terminal is - in short

SumUp Terminal is SumUp's all-in-one payment terminal - a single handheld device with its own screen, a built-in receipt printer and its own 4G network that takes cards without a phone, at 1,49 % per payment and with no lock-in.

SumUp Terminal lets you enter orders, take payments, print receipts and run your business without connecting any other equipment. Where the cheaper Solo Lite is a card reader that needs your phone, Terminal stands entirely on its own with its own screen and its own network. In practice, Terminal replaces three things you would otherwise have had separately: a card reader, a phone or tablet, and a receipt printer - all combined in one device you can hold in your hand.

"SumUp Terminal is an all-in-one device that lets you enter orders, take payments, print receipts and gives you access to all the features of your business account." - SumUp Norge

The device accepts every payment method Norwegian customers use day to day:

• Chip and PIN on debit and credit cards
• Contactless card payments
• Apple Pay and Google Pay
• Visa and Mastercard

On the screen you can enter your products - you can even take a photo of an item with the camera to create it quickly - keep track of inventory with low-stock alerts, give several staff their own profiles, handle tips and refunds, and see sales reports in real time. In other words: much of the work a point-of-sale system does, gathered in one device you can carry with you. All of this is tied to your SumUp business account, so you see your turnover in one place whether you are at the device or logged in elsewhere. The battery lasts a full working day with normal use, and the screen is protected by durable glass.

Built-in receipt printer and 4G - what sets Terminal apart from an ordinary card reader

Two things make SumUp Terminal more than just a card reader: the built-in receipt printer and the built-in mobile network.

The built-in receipt printer is a 58 mm thermal printer right inside the device. You print a paper receipt or an order slip straight away, without connecting an external printer. The customer can still choose a receipt by SMS or email, but when you need paper - for example in a café, at a market or at the hairdresser's - you get it on the spot.

The built-in mobile network means Terminal is online without you doing anything. The device has a 4G SIM with data included and WiFi as backup, and switches automatically to the strongest network. That lets you take payment at a market, in a food truck or at an event where there is no fixed internet. An ordinary card reader like Solo Lite depends on your phone for both screen and network - Terminal needs neither. Because the device picks the best network itself, you don't have to think about coverage as you go, and the battery is built to last a full working day, up to around 14 hours with normal use, so you get through a busy day of selling without having to recharge mid-sale.

Solo Lite, Terminal or Register - which one suits you?

In short: choose Solo Lite for the lowest price with a phone, SumUp Terminal for standalone selling with receipts, and SumUp Register for a fixed counter.

SumUp has three payment solutions that each cover a different need. The short version: choose based on whether you need a phone as well, whether you must print a receipt on the spot, and whether you run from a fixed counter.

Choose Solo Lite if you already have a phone and just want the cheapest route to card payments. Choose SumUp Terminal if you want a standalone device with a receipt printer and its own network that you can use anywhere. Choose SumUp Register if you run a fixed counter and want a full point-of-sale system with its own customer-facing screen. You can compare the whole SumUp range at Elkjøp and see what suits your needs. Want to see all three side by side? Read our guide comparing Solo Lite, Terminal and Register.

There is also a middle option, SumUp Solo, which is a standalone terminal without a printer. Terminal differs from Solo precisely in the built-in receipt printer and in product and order handling right on the device - that is what you pay a little more for. A simple rule of thumb: if you need a paper receipt on the spot, that points to Terminal; if a digital receipt by SMS or email is enough, Solo or Solo Lite will do. For the full comparison, read SumUp Terminal vs Solo.

How to get started

1. Create a SumUp account. Download the free SumUp Business app or register online. No contract and no lock-in.
2. Turn on Terminal. The device is online straight away via the built-in 4G SIM, or you can connect it to WiFi. Log in with your SumUp account.
3. Add your products. Create products on the screen, or take a photo of them with the camera to build your product catalogue quickly.
4. Take a payment and print a receipt. Enter the amount, let the customer tap or insert their card, and print the receipt directly from the built-in printer.
5. Get paid. Your turnover lands in your SumUp business account, and with next-business-day payouts you have it quickly available.

What does SumUp Terminal cost to run?

SumUp Terminal costs a one-off sum for the hardware, then 1,49 % per payment

• no monthly fee and no lock-in. With the Betalinger Plus subscription the rate

drops to 0,79 %.

SumUp Terminal costs a one-off sum for the hardware, and after that you only pay when you actually sell something:

• Transaction fee: 1,49 % per completed payment (SumUp Norge, 2026).
• No monthly fee and no lock-in - you never pay for months without sales.
• To lower the rate, you can add the Betalinger Plus subscription, which brings the fee down to 0,79 % per payment.

A worked example: if you sell 30 000 kr in card payments in a month, the transaction fee comes to 447 kr (30 000 × 1,49 %) - and nothing in the months you don't sell anything.

The price of the device itself moves with promotions, so always check the current price at Elkjøp before you buy. Terminal sits a good way above the affordable Solo Lite, but in return you get a standalone device with a screen, a receipt printer and its own network in the price - without a separate phone or an external printer on top. Betalinger Plus has a fixed monthly price, so the lower 0,79 % rate only pays off once you sell a lot - if you sell little or seasonally, the standard 1,49 % rate without a subscription is usually cheapest. For more worked examples, see what SumUp Terminal costs in Norway.

One honest thing to be aware of: SumUp routes Norwegian debit cards as Visa or Mastercard, not over BankAxept. BankAxept accounted for 49 % of transactions with Norwegian cards in 2024 (Norges Bank), but the customer still notices no difference at the till - the card, contactless, and Apple Pay and Google Pay all work as normal. For most small and mobile businesses that makes no practical difference, but if you run a shop with very high card volume, you should work out the total cost against a traditional bank terminal with BankAxept.

Who is SumUp Terminal for - and where do you buy it?

SumUp Terminal suits businesses that take payment and give a receipt on the spot - cafés, food trucks, hairdressers and smaller shops. In Norway you buy it at Elkjøp.

SumUp Terminal is built for businesses that both need to take payment and hand the customer a receipt on the spot, without a fixed checkout counter or fixed internet. It is a good fit for:

• Cafés and bakeries taking payment and printing a receipt at the table or in the queue
• Food trucks and market stalls that need 4G and a paper receipt where there is no WiFi
• Hairdressers, salons and clinics that want to take payment, give a receipt and keep track of products on one device
• Tradespeople and suppliers on the move who deliver and take payment on the spot
• Smaller shops that want a till, card payments, inventory and reports without a full dual-screen point-of-sale system

If you just need to take cards and have your phone in your pocket, the cheaper Solo Lite is enough. If, on the other hand, you run a fixed counter with a lot of inventory and several staff, a full point-of-sale system like SumUp Register may suit you better. Terminal is the middle ground: the standalone device you take with you, giving you a till with payment and a receipt on the spot without going all the way to a stationary point-of-sale system.

The SumUp range is sold in Norway at Elkjøp. If you want to buy, you can see which SumUp payment terminals are in stock at Elkjøp, either online with home delivery or click-and-collect, or in store. Check the current price and stock before you order.

Frequently Asked Questions

Do I need a phone or fixed internet to use SumUp Terminal?

No. SumUp Terminal is a standalone device with its own touchscreen and a built-in 4G SIM with data, so it is online without a phone, a tablet or fixed internet. If you have WiFi available, it will happily connect to that too and switch automatically to the strongest network. That makes Terminal well suited to food trucks, markets and events where there is no fixed line. If you would rather use your phone, the cheaper Solo Lite is an alternative - it connects to your phone over Bluetooth.

Does SumUp Terminal have a built-in receipt printer?

Yes. SumUp Terminal has a built-in 58 mm thermal receipt printer right in the device, so you can print a paper receipt or an order slip straight away - without connecting an external printer. The customer can still choose a digital receipt by SMS or email if they prefer. The built-in printer is exactly what sets Terminal apart from an ordinary card reader like Solo Lite, which does not print receipts on paper.

How much does SumUp Terminal cost?

You pay a one-off price for the device itself - check the current price at Elkjøp, since it varies with promotions - and then a 1,49 % transaction fee per payment. There is no monthly fee and no lock-in, so you don't pay for months without sales. To lower the fee, you can add the Betalinger Plus subscription, which brings the rate down to 0,79 % per payment. Terminal costs more than Solo Lite, but you get a screen, a receipt printer and its own mobile network in the same device.

What's the difference between SumUp Terminal and SumUp Solo?

SumUp Solo is also a standalone payment terminal with its own screen and its own network, but it does not have a built-in receipt printer. SumUp Terminal adds the built-in printer, plus order handling and inventory management right on the device. In short: if you need to print a paper receipt on the spot and manage products and orders from the same device, Terminal is right. If a digital receipt is enough, the cheaper Solo will do. Both charge 1,49 % per payment with no lock-in.

Does SumUp Terminal support BankAxept?

No. SumUp routes Norwegian debit cards as Visa or Mastercard, not over BankAxept. In practice the customer notices no difference - the card works as usual, including contactless and with Apple Pay and Google Pay. For most small and mobile businesses it makes no difference. But if you run a shop with very high card volume, a traditional bank terminal with BankAxept may be cheaper in the long run, so it can pay to work out the total cost before you choose.

Ready to take cards and print a receipt on the spot? You will find SumUp payment terminals at Elkjøp - choose the solution that suits your business.