SumUp Solo Lite vs Terminal vs Register in Norway 2026

Choosing between SumUp Solo Lite, SumUp Terminal and SumUp Register comes down to how much your business actually needs - not which one is "best". In short: choose SumUp Solo Lite if you only want to take cards with your phone, choose SumUp Terminal if you need a standalone device with a built-in receipt printer, and choose SumUp Register if you run a fixed counter and want a complete POS system. All three cost a 1.49% transaction fee per payment, with no monthly fee and no lock-in, and you buy all three at Elkjøp.

In this guide we compare the three products side by side: price tier, whether they work without a phone, whether they print a receipt on the spot, and which type of business they suit. We are also honest about when a bank terminal from Nets or Verifone may suit you better, and how Vipps fits in alongside SumUp. You will find the hardware when you explore the SumUp range at Elkjøp, so you can point to the right product before you buy.

The three products at a glance

SumUp Solo Lite is the entry model and the cheapest of the three. It is a small card reader that connects to your phone or tablet over Bluetooth, and the payment itself is run from the free SumUp Business app. It has neither its own printer nor its own connection - your phone does that job, and that is exactly why it is the cheapest. The battery lasts a full working day under steady use, and the reader accepts all common cards, contactless payments, Apple Pay and Google Pay. You send the receipt digitally by SMS or email. Solo Lite suits you best when the need is simply to take cards, and you can buy SumUp Solo Lite at Elkjøp and be up and running the same day. We explain what SumUp Solo Lite is in a separate article.

SumUp Terminal is a standalone all-in-one device. Everything is gathered in one handheld unit: a touchscreen, a built-in 58 mm receipt printer and its own 4G SIM with WiFi backup, so you need neither a phone nor fixed internet to take payment. The device is always online and switches automatically to the strongest network. Beyond payments, you can enter orders, build a product catalogue with the camera, keep track with inventory management and low-stock alerts, set up several user profiles, and handle tips and refunds right on the device. SumUp Terminal suits you when you have to take payment and hand the customer a paper receipt on the spot - in the queue, at the table or out on the move. Read more about what SumUp Terminal is and how it works.

"An all-in-one device that lets you enter orders, take payments, print receipts and access every feature of your business account." - SumUp Norway on SumUp Terminal

SumUp Register is the top model and the only true POS system of the three. It is a dual-screen solution: a 13.3-inch screen for you as the seller, and a separate 8-inch customer screen that also works as the payment terminal. Register comes with SumUp's free POS software pre-installed and handles both cards and cash. In one and the same system you manage sales, inventory, staff and real-time sales reports, and you can add the SumUp Local loyalty programme and appointment booking with SumUp Bookings. The device also has built-in support for fiscal compliance, which is relevant to the Norwegian requirements for POS systems. SumUp Register suits the business that runs a fixed counter and wants to replace an old cash register. We also explain what SumUp Register is in detail.

Comparison table: Solo Lite vs Terminal vs Register

The table below shows the most important differences between the three products. Note that the fee is the same across the whole range - it is the need for a printer, its own connection and full POS functionality that sets them apart.

Who is each SumUp for?

The three products cover three different ways of selling, and most Norwegian small businesses recognise themselves in one of them. Think through how you actually take payment day to day, and the choice often points itself out.

SumUp Solo Lite is for you who sell on the move and want to keep costs as low as possible. The hairdresser taking payment at the chair, the tradesperson invoicing at the customer's home, the market stall, the food truck and the pop-up sale - all of these get by fine with a card reader in their pocket and the phone they already have.

SumUp Terminal is for you who have to give the customer a paper receipt there and then, or who sell where there is no fixed internet. The café taking payment at the table, the baker with a queue at rush hour, and the stand at the trade fair or Christmas market get a lot out of the built-in printer and its own 4G connection.

SumUp Register is for you who run a fixed counter and want to gather everything in one system. The shop, the restaurant, the salon and the clinic that want to manage inventory, staff, reports, bookings and loyalty in the same place - and at the same time show the customer their own screen at the moment of payment - are the target group for the POS system.

How to choose the right SumUp

Use your needs as a guide. These five points cover almost everyone:

1. Choose SumUp Solo Lite if you already have a phone in your pocket and want the cheapest route to card payments. It suits the hairdresser's chair, the market stall, the food truck and the pop-up sale, where you sell on the move and don't need to print a receipt.
2. Choose SumUp Terminal if you have to take payment and give the customer a paper receipt on the spot, without depending on a phone or fixed internet. The built-in printer and 4G connection make it a natural choice for cafés, food trucks and selling at trade fairs and markets.
3. Choose SumUp Register if you run a fixed counter and want one system that gathers payment, inventory, staff, reports and loyalty. It suits the shop, the restaurant, the salon and the clinic that want to replace an old cash register.
4. Think about your volume if you sell a lot to Norwegian consumers with debit cards. Then you should work out the total cost, because BankAxept can come into play - more on that just below.
5. Check the current price at Elkjøp before you decide, since hardware prices vary with promotions while the ongoing fee is the same for all three. If you are unsure where to buy, our guide on where to buy SumUp in Norway lists every model.

SumUp or a bank terminal from Nets or Verifone?

Here it is important to be honest. SumUp is strongest for small, mobile, seasonal and newly started businesses: you pay a flat rate of 1.49%, there is no monthly fee and no lock-in, and you can compare the SumUp models at Elkjøp and start using the hardware right away.

The most important limitation in Norway is BankAxept. SumUp runs Norwegian debit cards as Visa or Mastercard, not over BankAxept. BankAxept accounted for 49% of transactions with Norwegian cards in 2024 (Norges Bank), so for most small and mobile businesses this has no practical significance. But if you run a shop with very high card volume, a bank terminal with BankAxept from Nets or Verifone can give a lower cost per transaction. In return, it usually comes with a monthly fee, rental and a lock-in period, and more paperwork before you are up and running. Zettle from PayPal is another well-known alternative in the same category, but SumUp Terminal combines a card reader and receipt printer in one device and spares you an extra account.

Vipps is not a card terminal, but a mobile payment method that many Norwegian customers use alongside their card. SumUp does not compete with Vipps - you take the cards, Apple Pay and Google Pay that customers use when they pay by card at the till. In short: choose SumUp for simplicity and zero commitments, and only consider a bank terminal once your card volume and BankAxept share are genuinely high.

What does it cost to use SumUp?

All three products cost a fixed one-off price for the hardware at Elkjøp, plus 1.49% per payment, with no monthly fee and no lock-in in Norway. The price of the equipment itself varies with model and promotions, so always check the current price at Elkjøp before you buy. The ongoing costs, however, are the same across the whole range:

• Transaction fee: 1.49% per completed payment, whether you choose Solo Lite, Terminal or Register.
• No monthly fee and no lock-in: you don't pay for months without sales, and you can stop whenever you want.
• A lower rate with a subscription: if you add Betalinger Plus (NOK 349/month), the rate drops to 0.79% per payment.
• Fast payouts: the money lands in your SumUp business account, with payout the next business day.

That makes the total cost easy to work out: one known one-off price for the hardware, plus a fixed percentage of what you sell, with no hidden fees and no contract.

Frequently Asked Questions

What is the difference between SumUp Solo Lite, Terminal and Register?

SumUp Solo Lite is an affordable card reader that needs a phone to work. SumUp Terminal is a standalone device with a built-in receipt printer and its own 4G connection, so it gets by without a phone or fixed internet. SumUp Register is a complete POS system with two screens, where the customer screen is also the payment terminal. All three take a 1.49% transaction fee, but they cover different needs: from the simplest possible card payment to a full till for a fixed counter.

Which SumUp suits a small café?

It depends on how you operate. If you have a fixed counter and want full oversight of inventory, staff and reports, SumUp Register is the most complete choice. If you sell mostly in a queue, at the table or from a food truck and need to print a receipt on the spot, SumUp Terminal suits you better, because it has a built-in printer and its own 4G. If you just want to take cards as cheaply as possible, SumUp Solo Lite together with your phone is enough.

Does SumUp support BankAxept?

No. SumUp runs Norwegian debit cards as Visa or Mastercard, not over BankAxept. For most small and mobile businesses this plays no practical role, because you still take all common cards, contactless payments, Apple Pay and Google Pay. But if you run a shop with very high card volume, you should work out the total cost against a bank terminal with BankAxept, for example from Nets or Verifone. It can have a lower fee per transaction, but usually comes with a monthly fee and a lock-in period.

Do I need fixed internet to use SumUp?

It depends on the product. SumUp Solo Lite uses your phone for both the screen and the connection, so you need a phone with data or WiFi nearby. SumUp Terminal has its own 4G SIM with WiFi backup and is always online on its own - perfect for outdoor sales, markets and pop-ups without a fixed line. SumUp Register sits on a fixed counter and connects to WiFi and mains power. If you need to sell where there is no internet, Terminal is the safest choice.

What do the three SumUp products cost?

You pay a fixed one-off price for the hardware, and it varies between the models and with promotions - Solo Lite is the cheapest, Terminal sits in the middle, and Register is the most expensive. Because prices change, you should check the current price at Elkjøp before you order. The ongoing costs, however, are the same for all three: 1.49% per payment, no monthly fee and no lock-in. With the Betalinger Plus subscription (NOK 349/month) you can lower the rate to 0.79% per payment.

Ready to choose? See the SumUp range at Elkjøp, compare the models, and find the solution that suits your business best.