What Does SumUp Terminal Cost in Norway? Price and Fees 2026

The price of SumUp Terminal in Norway has two parts: a one-off sum for the hardware itself and a 1.49% transaction fee per payment. You pay neither a monthly fee nor a lock-in, so in practice the terminal only costs you when you actually sell. The hardware price swings with promotions, so it pays to check the current price before you buy. In return you get a standalone all-in-one device with its own touchscreen, a built-in receipt printer and its own 4G - a whole little till in the palm of your hand.

This guide walks through what SumUp Terminal actually costs to own and use, what you get for the price, and when it pays off over a cheaper card reader. You can see the full SumUp range at Elkjøp and check the current price before you decide.

What does SumUp Terminal cost? The short answer

SumUp Terminal costs a one-off sum for the hardware plus 1.49% per payment in Norway - no monthly fee and no lock-in, so in practice you only pay when you actually sell.

SumUp Terminal has two costs to keep track of: a one-off price for the hardware and a transaction fee per sale. The hardware price itself changes with promotions, which is why we give no fixed kroner figure here - check the current price at Elkjøp before you buy.

To lower the fee, you can add the Betalinger Plus subscription, which brings the rate down to 0.79% per payment. For most small businesses it is enough to start without a subscription, and to consider Betalinger Plus once volume rises.

A worked example makes the difference clear: if you sell 30,000 kr by card over a month, you pay 30,000 × 1.49% = 447 kr in transaction fees. The same volume costs 237 kr with Betalinger Plus (0.79%), but then you also pay 349 kr/month for the subscription - 586 kr in total. So Betalinger Plus only pays off once your card turnover passes around 50,000 kr a month, where the lower rate outweighs the monthly price. To see how the 1.49% fee stacks up against the competition, you can compare SumUp against Zettle and Nets.

What do you get for the price?

For the price you get a standalone all-in-one payment terminal: its own touchscreen, a built-in receipt printer, its own 4G and the full app in one device - at 1.49% per payment.

SumUp Terminal is not just a card reader. It is a standalone payment terminal that handles the whole sale on its own, without you needing a phone or a separate printer alongside it. SumUp describes the device like this:

"An all-in-one device that lets you enter orders, take payments, print receipts and gives you access to all the features in your business account." - SumUp Norway

This is what the one-off sum pays for:

• Its own touchscreen. You run the whole sale from the device's own HD touchscreen with durable Gorilla Glass - no phone or tablet needed.
• A built-in receipt printer. A built-in 58 mm receipt printer lets you print a receipt or order slip straight from the device, there and then.
• Always online. A built-in 4G SIM with data and WiFi backup switches automatically to the strongest network, so you take payments even where there is no fixed internet.
• Every common payment method. The terminal accepts chip and PIN, contactless payments, Apple Pay and Google Pay on all major debit and credit cards.
• Orders, inventory and reports. You add products with the camera, keep track with inventory management and low-stock alerts, and see real-time sales reports - all on the same device.

The battery lasts a full working day under normal use, and the device is compact enough to carry around the premises or out on the move. If you want the full overview of what SumUp Terminal is, we explain all the features in detail in the product guide.

Solo Lite, Solo or Terminal - what should you pay for?

When you pay for SumUp Terminal, you pay for the built-in receipt printer and the device's own 4G network. If you don't need that, there are cheaper card readers at Elkjøp.

It is easy to pay too much or too little if you don't know what separates the models. SumUp Solo Lite is the cheapest card reader, but it needs a phone or tablet to work, and it has neither its own screen for the whole sale nor a printer. SumUp Solo is a standalone terminal with its own connectivity, but without a built-in receipt printer. SumUp Terminal is the step up from both: it works entirely on its own, prints a receipt on the spot, and has orders, inventory and reports on the device.

Choose Solo Lite if you only need to take cards through your phone at the lowest possible price. Choose SumUp Terminal if you want a single device that takes payment, prints a receipt and stays online wherever you stand. If you run a fixed counter with inventory and staff, a full point-of-sale system like SumUp Register may be a better choice - but then you are in a different price class.

When does SumUp Terminal pay off?

SumUp Terminal pays off when you need to both take payment and print a paper receipt on the spot, without a fixed checkout counter or fixed internet - at 1.49% per payment and no lock-in.

Then you avoid paying for extra equipment, and you get everything in one device. It is an especially good fit for:

• Cafés and bakeries that take payment and print a receipt at the table or in the queue, without a fixed till.
• Food trucks, markets and pop-ups where there is no WiFi, but 4G and printing on the spot are needed.
• Hairdressers, salons and clinics that take payment, give a receipt and keep track of products and treatments on the same device.
• Tradespeople and suppliers on the move who deliver and take payment on the spot, with a printed receipt.

One thing to factor in before you buy: SumUp routes Norwegian debit cards as Visa or Mastercard, not over BankAxept. BankAxept accounted for 49% of transactions with Norwegian cards in 2024 (Norges Bank), so if you run a shop with very high card volume, you should weigh the total cost against a traditional bank terminal with BankAxept. For most small and mobile businesses this makes no practical difference. You can see the payment terminals from SumUp at Elkjøp if you want to compare the models before you decide.

How to get started

Once the device is in place, setup is quick. You are usually ready to take payment the same day:

1. Order the device. Check the current price and available models at Elkjøp, and choose click-and-collect or home delivery.
2. Create a SumUp profile. Set up a free profile in SumUp Business. No contract and no paperwork.
3. Add your products. Use the camera to put products straight into the catalogue, so sales go faster at the till.
4. Take payment and print a receipt. Enter the amount, let the customer tap or insert their card, and print the receipt straight from the terminal.
5. Get paid. Your turnover lands in your SumUp business account, with next-business-day payouts.

Where to buy SumUp Terminal in Norway

SumUp is sold in Norway through Elkjøp. On SumUp's brand page at Elkjøp you can see the models, stock status and the current price - and you can collect in store with click-and-collect the same day.

On SumUp's brand page at Elkjøp you'll find the payment terminals in the SumUp range, and you can see which models are in stock and what they cost right now. Always check the current price and stock before you order, since promotions change the price often. If you want to collect in store, you can use click-and-collect and be up and running the same day. See also the overview of where to buy SumUp in Norway if you are considering several models.

Frequently Asked Questions

How much does SumUp Terminal cost in Norway?

SumUp Terminal has a fixed one-off price for the hardware and then a 1.49% transaction fee per payment. The hardware price itself varies with promotions, so we give no fixed kroner figure here - check the current price at Elkjøp before you buy. There is no monthly fee and no lock-in, so you only pay when you actually sell something. To get a lower fee, you can add the Betalinger Plus subscription, which brings the rate down to 0.79% per payment for 349 kr/month.

Is there a monthly fee or lock-in on SumUp Terminal?

No. SumUp Terminal has neither a monthly fee nor a lock-in. You pay a one-off sum for the device and then 1.49% per payment, so you have no fixed monthly costs and avoid paying for months without sales. That makes the terminal well suited to seasonal and event sales. If you want a lower fee at higher volume, you can choose the Betalinger Plus subscription, which brings the rate down to 0.79% per payment for a fixed monthly price. You can switch back to the standard rate at any time.

What's the difference between SumUp Terminal and Solo Lite?

SumUp Solo Lite is a cheaper card reader that needs a phone or tablet to work, and it has no receipt printer. SumUp Terminal is a standalone device that works entirely on its own: it has its own touchscreen, a built-in 58 mm receipt printer and its own 4G with WiFi backup. You pay more for Terminal precisely because you get printing on the spot and your own connectivity. If you only need to take cards through your phone, Solo Lite is enough. If you need to print a receipt without extra equipment, Terminal is the right choice.

Does SumUp Terminal support BankAxept?

No. SumUp routes Norwegian debit cards as Visa or Mastercard, not over BankAxept. For most small and mobile businesses this makes no practical difference, and you still accept the cards and wallets customers actually use, including Apple Pay and Google Pay. But if you run a shop with very high card volume, you should weigh the total cost against a bank terminal with BankAxept, since the fee per payment can add up over time. Be honest about your own volume before you choose.

Do I need fixed internet to use SumUp Terminal?

No. SumUp Terminal has a built-in 4G SIM with data and WiFi backup, and the device switches automatically to the strongest network. That means you can take card payments even where there is no fixed internet - for example at a market, in a food truck or at an event. If you have WiFi on the premises, the terminal connects to it; if you lose it, it automatically falls back to 4G. You need no router or fixed broadband contract to get started.